How Long to Save for a Home in Columbus, OH
Median home price, average rent, and a personalized savings timeline for Columbus — updated 2026-Q1.
Median Home Price
$300,000
Average Rent
$1,400/mo
Median Income
$62,000/yr
5yr Price Growth
+25%
Calculate for Columbus
Invest this % of your rent ($1,400/mo)
Down payment
Down Payment Scenarios in Columbus
| Scenario | Down Payment | With Bricks | Savings Acct |
|---|---|---|---|
| 3.5% FHA | $10,500 | 5.2 years | 5.7 years |
| 10% Down | $30,000 | 11.2 years | 13.5 years |
| 20% Down | $60,000 | 17 years | 22.3 years |
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Buying a Home in Columbus, Ohio
Columbus is one of the Midwest's growing metro areas with a population of 910,000. The median home price of $300,000 makes it one of the more affordable major metros.
With average rent at $1,400/month, a renter in Columbus investing 10% of their rent ($140/month) into diversified REITs could accumulate a 20% down payment of $60,000 in approximately 17 years. The same monthly contribution in a high-yield savings account would take about 22.3 years.
Home prices in Columbus have grown 25% over the past five years, roughly in line with national trends. For renters, this means the down payment target continues to move — making it even more important to invest rather than just save, so your money grows alongside home prices.