How Long to Save for a Home in Dallas, TX
Median home price, average rent, and a personalized savings timeline for Dallas — updated 2026-Q1.
Median Home Price
$380,000
Average Rent
$1,650/mo
Median Income
$72,000/yr
5yr Price Growth
+22%
Calculate for Dallas
Invest this % of your rent ($1,650/mo)
Down payment
Down Payment Scenarios in Dallas
| Scenario | Down Payment | With Bricks | Savings Acct |
|---|---|---|---|
| 3.5% FHA | $13,300 | 5.4 years | 6 years |
| 10% Down | $38,000 | 11.8 years | 14.3 years |
| 20% Down | $76,000 | 17.7 years | 23.3 years |
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Buying a Home in Dallas, Texas
Dallas is one of the South's largest metro areas with a population of 1,340,000. The median home price of $380,000 is near the national average.
With average rent at $1,650/month, a renter in Dallas investing 10% of their rent ($165/month) into diversified REITs could accumulate a 20% down payment of $76,000 in approximately 17.7 years. The same monthly contribution in a high-yield savings account would take about 23.3 years.
Home prices in Dallas have grown 22% over the past five years, roughly in line with national trends. For renters, this means the down payment target continues to move — making it even more important to invest rather than just save, so your money grows alongside home prices.